Account Executive

Full time
palm-beach 21/04/2018   Full time 20$/h new

Essential Duties and Responsibilities:

  • Oversee the funding of new accounts assigned.
  • Review supporting documentation from clients for validity of advance request and approve/decline advance and/or reserve releases.
  • Manage credit facilities within approved limits.
  • Implement pricing and fee enhancements.
  • Ensure that appropriate UCC filings are maintained for pledged collateral.
  • Respond to client requests in a timely manner, whether in person, phone or email.
  • Review all credit and legal information periodically to ensure that all related client information/documentation is maintained per company policies and procedures.
  • Perform an in-depth analysis on client’s monthly financial statements/collateral and prepare write-ups on financial performance as assigned.
  • Coordinate with Audit Manager/Team all field examination work for assigned portfolio to ensure all clients are being reviewed timely and exceptions are being addressed and resolved accordingly.
  • Request client information as needed.
  • Visit client sites to tour facilities, discuss overall business, address specific credit issues and cross sell additional First Capital products and services.
  • Attend industry tradeshows and functions to promote all product and service offerings.
  • Coordinate payoffs of assigned accounts.
  • Complete monthly loan ratings and trend cards on assigned accounts.
  • Perform other duties as assigned.

Qualifications:  To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.  The requirements listed below are representative of the knowledge, skills, and/or abilities required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Complexity of Work:  Semi-routine, general policies applied.  Decision making required daily.

Education:   Bachelor’s degree from a four year college or university required, preferably in Business or Accounting/Finance.

Experience:  4-8 years:  Four plus years experience as an Account Executive in a commercial financial services firm/investment banking organization; or equivalent combination of education and experience.

Knowledge, Skills and Abilities:

  • Considerable knowledge of commercial financial services, products and procedures
  • Considerable knowledge of financial analysis and accounting principles
  • Considerable knowledge of research analysis on clients
  • Skill in effective oral and written communications
  • Skill in conflict resolution
  • Ability to utilize software packages including accounting software, MS Office and other financial software packages
  • Ability to manage multiple clients concurrently
  • Ability to manage multiple deadlines
  • Ability to maintain confidentiality
  • Ability to travel as needed
  • Ability to handle stressful situations
  • Ability to objectively evaluate information gathered
  • Ability to compile and prepare reports
  • Ability to supply or gather information concisely without loss of detail
  • Ability to establish and maintain effective working relationships with employees, clients and outside contacts



Physical Demands:  The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit, use hands to handle or feel objects, tools or controls, frequently talk or hear, reach with hands and arms occasionally required to stand, stoop, kneel, crouch or crawl.  The employee must occasionally lift and/or move up to 10 pounds.  Specific vision abilities required by this job include:  close vision.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information.